热情和时间是直接投资成功的催化剂;追求稳定性的投资者宜做间接投资;不能一味信奉基金代理商推荐给你的商品,仔细看一下基金商品过去的业绩而不是现在的业绩,不要固执的选择收益率超过平均收益率的基金商品,从长期投资来考虑不要选择债券和股票混合型基金而应该选择单纯的股票型基金,不要这山望着那山高。
Thursday, November 28, 2013
Tuesday, October 29, 2013
Wednesday, October 23, 2013
EDUCATION PLANNING
A well-known proverb goes, " Give a man a fish, and you feed him for a day. Teach him how to fish and you feed him for a lifetime."
Whether or not your children love seafood, that pithy saying holds a valuable deepwater truth: There can be no greater gift than leaving your kids with the best university education you can afford.
Time spent at university usually results in countless experiences, both inside the lecture hall and outside, that enrich a young man or woman's life for decades after. The Chinese have a compelling way of describing this phenomenon: " Learning is a treasure that will follow its owner everywhere."
On top of that, a tertiary education translates into a markedly higher earning capacity than a mere secondary education can. Over the course of a 30-year working career, that difference can amount to several million ringgit.
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Because of that stark truth, most of us dream of being able to say not proudly but honestly, " I have more than enough money to pay for my children's university education."
Sadly, the vast majority of Malaysian parents cannot make that statement, and mean it, if the university education they're eyeing for their kids lies far beyond our shores. The reason: Current and future exorbitant costs.
Simply put, the real cost of obtaining an education can be daunting, especially at private local colleges and overseas universities.
To add salt to that particular wound, education costs have been escalating faster than the overall cost of living in most countries, including Malaysia. That's why so many people feel that saving or generating enough money to pay for their kids' tertiary education seems as unattainable to them as a tantalizing piece of cheddar dangling out of reach is to a lab rat.
MORE INFORMATION PLEASE CALL : 019.805 7777 We Will Provide Suitable Invesment Plan For You | ||||
Saturday, October 19, 2013
RETIREMENT PLANNING
A small proportion of people seem to dread the thought of retirement. Enough stories are told of individuals --usually male --, who, having spent their whole live toiling and finding significance solely in their careers, then inexplicably keel over and die within a year of retirement.
But for most of us the thought of a happy, well-funded retirement is an attractive one. Such thinking is certainly justified in this day and age. After all, prior to the Industrial Revolution the very concept of retirement was essentially unheard of.
But the exponential growth in human wealth this century and the accompanying increase in expectations and lengthening lifespan have all worked together to stamp what we may well call the 'Right of Retirement' into our very souls.
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That is a good thing. Yet to be able to truly enjoy retirement we must be wise in converting a portion of our active income into swelling streams of passive income. For only when our retirement is free of the worries common to all who lack sufficient money, can we truly say that our latter years will be a period of reaping the just rewards of a lifetime of industry.
The road to this happy destination may be a trifle narrow, but it is not difficult to embark upon.
MORE INFORMATION PLEASE CALL : 019.805 7777 We Will Provide Suitable Invesment Plan For You | ||||
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